While you’re expecting you probably can’t wait to see your stomach grow as your happy baby develops. However, you don’t want to watch your bank account shrink so it’s common to start seeing where you can save for baby here and there. Some moms consider the option of renting a breast pump to set aside some cash for later. But how exactly does a breast pump rental work?
Renting A Breast Pump
Breast pump rentals are actually a bit trickier than you might think. The standard breast pump is designed to only be used by a single mother. Passing breast pumps along to multiple users can spread cross contamination because it’s impossible to completely sanitize open system breast pumps.
Closed system breast pumps are safe to use between multiple moms if you replace the external pump parts, however, the motors usually only last during the use of one mom. Plus, the warranty of most breast pumps becomes void once passed along to a new user.
The only type of pump that can withstand being used by multiple moms is a hospital grade breast pump. The hospital grade breast pump is stronger with special wavelengths and programming to help mothers and babies with medical issues.
Hospital grade breast pump rentals are usually expensive, whereas a standard double electric breast pump is usually between $150 to $200. However, rentals and standards pumps are usually covered by insurance.
NOTE: When a pump says it has hospital grade strength doesn’t mean it’s hospital grade pump quality. It just has stronger suction.
Will Insurance Cover My Breast Pump Rental?
The answer to this question varies based on your insurance provider. Your doctor will recommend a hospital grade pump if you need one, then your insurance may require documentation before covering it.
Call your insurance company to see what paperwork they need. Then see how much they will reimburse you for your monthly rental payment. If your insurance company refuses to cover the costs, you can still rent a breast pump out of pocket.
To rent a hospital grade breast pump contact a durable medical equipment (DME) provider, from a local hospital, or from a local lactation consultant.
Insurance Covered Breast Pumps
If you don’t need a hospital grade pump then you don’t need to rent or buy a breast pump! Your insurance is required to cover the cost of a breast pump. Insurance companies do interpret what is medically necessary differently so contact your insurance company before you purchase one.
Some questions to ask about breast pump coverage:
- What type of breast pump is covered? Double electric or manual.
- Is it for purchase or rental?
- When am I eligible to order a breast pump?
- Are there preferred durable medical equipment suppliers to work with?
When it comes down the wire, if you only plan to use your breast pump for a month or so, then you might save a little with a breast pump rental. However, this is usually only the case if your insurance won’t cover the cost of a standard breast pump. Also, you will not need a hospital grade breast pump unless medically necessary and it may be covered by your insurance.